Call: 01792 001350
Affordable Pub and Restaurant Insurance UK
Protect your business with Confidence
Running a pub or restaurant is rewarding, but it also comes with unique risks. From accidental spills and customer injuries to kitchen fires and stock losses, unexpected events can disrupt your business and impact your bottom line. At Miller & Partner Limited, we provide specialist pub and restaurant insurance tailored to the hospitality industry, ensuring you have the right protection in place so you can focus on delivering great food, drinks, and experiences to your customers.
Why your Pub or Restaurant Needs Specialist Insurance
The hospitality sector faces a range of risks that standard business insurance may not fully cover. As a pub or restaurant owner, you need protection that accounts for:
Customer Injuries & Public Liability Risks – Accidents happen, from slips and falls to allergic reactions. Without the right cover, a single claim could cost thousands.
Kitchen Fires & Property Damage – High-risk cooking environments mean fire and water damage are real threats. Protecting your premises is essential.
Loss of Licence – If your alcohol licence is revoked due to circumstances beyond your control, it can have a major financial impact.
Staff Injuries & Employer’s Liability – Whether it’s a kitchen accident or repetitive strain injury, protecting your employees is a legal requirement.
Stock Loss & Spoilage – Perishable goods and high-value stock are vulnerable to theft, equipment failure, and contamination.
Why Choose Miller & Partner Limited?
At Miller & Partner Limited, we understand the challenges that pub and restaurant owners face. Our expert team works closely with leading UK insurers to find the best cover for your business, ensuring you’re protected against the risks that matter most.
What Sets Us Apart?
Tailored Cover for Hospitality Businesses – We specialise in insuring pubs, restaurants, cafés, bars, takeaways, and catering businesses, ensuring your policy matches your exact needs.
Competitive Premiums & Flexible Policies – We work with top UK insurers to secure the best rates while offering flexible payment options to suit your cash flow.
Expert Advice & Claims Support – With years of experience in the industry, we provide hands-on guidance to make sure your business stays compliant and protected.
Fast & Hassle-Free Process – We make arranging insurance simple, saving you time so you can focus on running your business.
What Our Polices Cover
Public Liability Insurance – Protects you against customer claims for injury or damage on your premises.
Employer’s Liability Insurance – A legal requirement if you employ staff, covering claims for workplace injuries or illness.
Buildings & Contents Insurance – Covers damage to your premises, fixtures, fittings, and equipment due to fire, flood, or vandalism.
Business Interruption Insurance – Provides financial protection if you’re forced to close temporarily due to an insured event.
Stock & Goods Cover – Protects your food, drink, and stock from theft, spoilage, or damage.
Loss of Licence Insurance – Covers financial losses if your alcohol licence is revoked due to circumstances beyond your control.
Equipment Breakdown Cover – Protects essential kitchen and bar equipment from unexpected failures.
Who we Cover?
Our pub and restaurant insurance is designed for a wide range of hospitality businesses, including:
Traditional pubs and gastropubs
Fine dining and casual restaurants
Takeaways and fast-food outlets
Wine bars and cocktail lounges
Cafés, coffee shops, and bakeries
Catering businesses and mobile food vendors
Contact Us
Complete our form with your requirements and we will contact you by return to progress with matters.
Office: 20 Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG
Call 01792 001350
Email: [email protected]