01792 001350
Solar Panel Installation Insurance – Specialist Cover for UK Solar Installers
Protect your business, clients and reputation with tailored insurance designed specifically for professional solar panel installation businesses.
Who is this for?
This page is for professional solar panel installers & renewable energy installation businesses across the UK, including:
Domestic solar panel installers
Commercial solar installation companies
Rooftop and ground-mounted solar specialists
Businesses offering solar PV installation, maintenance, testing and commissioning services
Whether you’re just starting out or expanding your installation services, you need specialist insurance that understands the unique risks in your industry.
Why solar panel installers need insurance?
Running a solar panel installation business exposes you to many risks that standard business insurance doesn’t cover. From accidental damage to customer property, to injuries, faulty workmanship claims or equipment loss, you need an insurance partner who understands solar installers’ specific exposures.
Specialist solar panel installation insurance can include cover such as:
Public Liability Insurance – Protection if a customer or member of the public claims for injury, damage or loss related to your business activities.
Contractors’ All Risks Cover – Protects you if installed panels, materials or works in progress are damaged, stolen or destroyed.
Professional Indemnity Insurance – Covers claims arising from design errors, incorrect advice or specification issues.
Employers’ Liability Insurance – A legal requirement if you have staff, covering claims from employees injured at work.
Products Liability Insurance – Protection if installed systems later cause injury or property damage.
Tools, Plant & Equipment Cover – Cover for tools, testing equipment, lifting gear and specialist installation equipment.
Business Interruption & Additional Covers – Optional covers to protect your income and ongoing business risks.
These specialist policies are designed for your trade — they protect you, your business and the clients who trust you with their property.
Key Covers We Can Arrange for Solar Panel Installation Businesses
1. Public Liability Insurance
Protects you if a claim is made against you for accidental injury to clients, damage to property, or incidents arising from your installation work. Public liability for solar installers typically includes work at height, heat works and third-party property damage.
2. Contractors’ All Risks Cover
This is specialist protection for materials, panels and ongoing installation projects — covering loss or damage that standard liability policies often exclude.
3. Employers’ Liability Insurance
If you employ anyone — even part-time — this cover protects against claims from your staff if they’re injured while working.
Frequently Asked Questions
Solar panel installers typically require public liability, employers’ liability (if staff are employed), and contractors combined insurance. Professional indemnity may also be needed for design or specification work.
Yes, public liability insurance covers accidental damage to third-party property, such as roofs or electrical systems, during installation work.
Yes, most policies can cover working at height, but you must disclose this activity. Insurers may require specific safety measures and risk management procedures.
Yes, contract works insurance can cover solar panels and materials while they are in transit, stored, or being installed, protecting against theft, damage, or loss.
Costs vary depending on business size, turnover, and risk exposure. Smaller installers may pay from a few hundred pounds annually, while larger contractors pay more.
Professional indemnity insurance can cover claims arising from faulty design, advice, or installation errors that result in financial loss to a client.
Yes, most commercial and domestic contracts require proof of insurance, including minimum public liability limits, before work can begin.
Notify your insurer immediately and provide full details of the incident. Your insurer will assess the claim and, if covered, handle repairs, compensation, or legal defence.
Check out our related blogs on this topic
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Real World Example
A solar panel installation company approached Miller & Partner Limited after a system they fitted was alleged to have caused roof damage and subsequent water ingress at a client’s property. We immediately engaged insurers under their Contractors Combined and Product Liability cover, coordinating a full technical assessment of the installation. By presenting clear evidence and managing the claim proactively, the matter was resolved without escalation to litigation. The client avoided significant financial exposure and was able to continue trading with confidence.
Our Expertise in this Field
At Miller & Partner Limited, we specialise in arranging tailored insurance solutions for solar panel installation businesses operating in a rapidly growing renewable energy sector. We understand the unique risks involved, from working at height and electrical liabilities to contract works and equipment exposures. Our expertise ensures comprehensive protection is in place, including cover for public liability, tools, and ongoing installations. With a knowledgeable, hands-on approach, we provide robust insurance that supports your projects from installation through to completion.
John sorted me out for the insurance I needed for my company and provided an excellent service. I can highly recommend Miller & Partner and will be using them again for all my commercial insurance requirements.
I can recommend Miller and Partner. They were prompt, efficient and responsive to my needs.
Very grateful for John’s assistance in finding a suitable policy for our needs, and being helpful and prompt in his advice. Highly recommended!
Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG
Call 01792 001350
Email: [email protected]
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