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Dog Grooming Insurance – Specialist Cover for UK Dog Groomers

Protect your business, clients and reputation with tailored insurance designed specifically for professional dog grooming businesses.

Who is this for?

This page is for professional dog groomers & pet grooming businesses across the UK, including:

Salon-based dog groomers

Mobile dog grooming businesses

Freelance groomers visiting clients’ homes

Businesses offering nail clipping, ear cleaning, teeth cleaning and full grooming services

Whether you’re just starting out or expanding your grooming services, you need specialist insurance that understands the unique risks in your industry.

Why dog groomers need insurance?

Running a dog grooming business exposes you to many risks that standard business insurance doesn’t cover. From accidental injuries to pets in your care, to claims from customers or equipment loss, you need an insurance partner who understands dog groomers’ specific exposures.

Specialist dog grooming insurance can include cover such as:

Public Liability Insurance – Protection if a customer or member of the public claims for injury, damage or loss related to your business activities.

Care, Custody & Control of Animals Cover – Protects you if a pet in your care is injured, goes missing, or passes away.

Veterinary Fees & Related Costs – Covers costs you may be liable for if a dog in your care needs veterinary treatment.

Employers’ Liability Insurance – A legal requirement if you have staff, covering claims from employees injured at work.

Professional Indemnity Insurance – Protection for claims arising from professional mistakes or advice (optional).

Equipment & Tools Cover – Cover for grooming tables, dryers, clippers and other business tools (optional).

Loss of Keys & Business Interruption – Additional optional covers to protect everyday business risks.

These specialist policies are designed for your trade — they protect you, your business and those who entrust their pets to you.

Key Covers We Can Arrange for Dog Grooming Businesses

1. Public Liability Insurance

Protects you if a claim is made against you for accidental injury to clients, damage to property, or incidents involving pets in your care. Public liability for groomers typically includes veterinary fees, disappearance, advertising and reward payments if an animal goes missing.

2. Care, Custody & Control Cover

This is specialist protection for animals while they’re with you — covering costs related to injury, loss or unexpected events that standard liability policies often exclude.

3. Employers’ Liability Insurance

If you employ anyone — even part-time — this cover protects against claims from your staff if they’re injured while working.

4. Optional Add-Ons

Professional Indemnity – liability for professional advice or errors.

Equipment, stock & tools cover – protects your business assets.

Frequently Asked Questions

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Real World Example

A dog grooming business approached Miller & Partner Limited after a client alleged their pet was injured during a routine grooming session, leading to veterinary costs and a potential liability claim. We immediately engaged insurers under their specialist liability policy and coordinated the claims process with clear documentation of procedures followed. By managing communications and supporting a structured defence, the matter was resolved without escalation. The client avoided significant financial exposure and was able to continue operating with confidence.

Our Expertise in this Field

At Miller & Partner Limited, we specialise in arranging tailored insurance for dog grooming businesses of all sizes, from mobile groomers to established salons. We understand the unique risks involved, including injury to animals in your care, public liability, and equipment damage. Our expertise ensures comprehensive protection is in place, with cover designed specifically for grooming activities and treatment risks. With a practical, advisory approach, we provide insurance that keeps your business protected while you focus on delivering quality care.

Contact us now for a quote.

★ ★ ★ ★ ★

John sorted me out for the insurance I needed for my company and provided an excellent service. I can highly recommend Miller & Partner and will be using them again for all my commercial insurance requirements.