Esports and Gaming Professionals Insurance

Esports teams typically require public liability insurance, employers’ liability (if players or staff are employed), equipment insurance for gaming hardware, and cyber insurance. Professional indemnity and media liability may also be relevant depending on activities.

Yes, policies can cover gaming equipment such as PCs, consoles, and streaming setups against theft, accidental damage, or loss. This is particularly important for teams with high-value hardware.

Yes, esports organisations are exposed to cyber risks such as hacking, data breaches, and account compromise. Cyber insurance can help cover financial losses, recovery costs, and legal liabilities.

Yes, if your team employs players, coaches, or support staff, employers’ liability insurance is legally required in the UK. It protects against claims from employees for injury or illness.

Yes, policies can extend to cover participation in tournaments and events, including liability risks and equipment used during competitions. Event-specific cover may also be required.

Costs vary depending on team size, activities, and equipment value. Smaller teams may pay a few hundred pounds annually, whilst larger organisations with employees and assets will pay more.

Yes, media liability or professional indemnity insurance can cover risks related to streaming, sponsorship content, and online activity, including defamation or copyright issues.

Notify your insurer as soon as possible and provide full details of the incident. The insurer will investigate and handle repairs, compensation, or legal defence if the claim is covered.