FS Register FRN 1029698

55 Five Star Google Reviews

13+ years specialist broking experience

When standard insurers say no, we find a way to say yes.

Specialist cover for the businesses other brokers turn away.

Five stars on Google. Every time.

From the businesses other brokers turned away.

John was very helpful in an area where other brokers could not find policies that met the needs of my business. Quick responses and always friendly!

3D Fidglets3D Printing Business

I’ve been dealing with John for our specialist crime scene and biohazard cleaning insurance, and the service has been excellent. He took the time to…

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Justin ScudderCrime Scene & Biohazard Cleaning

John M provided excellent support in arranging a policy suited to our needs. Despite our niche requirements, he communicated everything clearly and…

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AntonioNiche Business Owner
Read all our reviews on Google

Three routes to yes.

From sectors generalist brokers won’t touch, to covers others have already declined.

Niche & complex

Drones, 3D printing, biohazard, vape, solar, aesthetics, short lets & serviced accommodation and more — we place sectors generalist brokers won’t touch.

Adverse risk

Insolvency, CCJs, declined cover & non-standard placements through UK insurers and Lloyd’s specialist markets.

Standard commercial

Reliable commercial insurance for established UK businesses seeking expert advice and long-term protection.

Declined elsewhere? Start here

Been refused cover? Let’s see what’s possible.

Tell us about your business in our proposal form. No obligation — every enquiry is reviewed personally by a specialist broker.

Prefer to talk it through? Call John on 01792 001350

Specialist commercial insurance

The Insurability Framework™

Most businesses have no idea how insurers actually assess risk. Using our proprietary Insurability Framework, we help businesses that standard insurers struggle to place become more insurable and secure specialist cover with confidence.

Built for businesses others struggle to place

Liquidation history, refused cover, adverse claims, unusual trades, emerging industries and difficult commercial risks — handled by specialist underwriters and real human expertise.

01Step one

Risk Assessment

We identify hidden exposures and issues affecting business insurability.

02Step two

Underwriter Intelligence

We understand what creates underwriting concern and how to improve insurer confidence.

03Step three

Difficult Risk Expertise

Specialist placement for businesses declined or avoided by standard insurance markets.

04Step four

Claims Advocacy

Real support from real people when things go wrong — not call centres.

You're in safe hands

Miller & Partner Limited is an Appointed Representative of Gauntlet Risk Management Ltd, which is authorised and regulated by the Financial Conduct Authority. Miller & Partner Limited is registered in England and Wales and trades from Vivian House, Roman Bridge Close, Mumbles, Swansea SA3 5BG.

FS Register FRN 1029698 Check the FCA register

Bringing back personal broking

Broking used to mean someone who knew your business and answered the phone. As the big brokerages consolidate, that's become ticket numbers, hold music and a different voice at every renewal.

At Miller & Partner you deal with the same specialist from first call to claim — someone who understands your risk, picks up when you ring, and puts their own name to the advice you get.

John Miller, Director and Principal Broker at Miller & Partner

John Miller - Company Director

Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG

Miller & Partner Ltd is an Appointed Representative of Gauntlet Risk Management Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 308081). Miller & Partner Ltd is entered on the Financial Services Register under firm reference number 1029698. You may check this on the Financial Services Register by visiting the FCA website at https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768. Miller & Partner Ltd is registered in England & Wales, company number 16206282. Registered office: 20 Vivian House, Roman Bridge Close, Swansea, SA3 5BG.