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Specialist • FCA Authorised
Get a Specialist Quote

FCA Authorised - Firm Ref 1029698

5* rated broker on Google

13+ years specialist broking

Specialist Quote Request

Get a Specialist Insurance Quote

We're a specialist commercial broker for established businesses and harder-to-place risks — including cover that's been declined elsewhere. Tell us about your business below and we'll approach the right insurers, including the Lloyd's market and specialist schemes, and come back with tailored terms.

1. Insurance product Start here

If you've been declined or non-renewed, choose "Declined or refused cover elsewhere" — it's our speciality. If you're unsure, pick the closest option and explain in the notes.

2. Your details So we can come back to you quickly
3. Business information A quick overview for underwriters

An approximate figure is fine — it helps us approach the right insurers. We work best with established businesses, but tell us your situation and we'll always point you in the right direction.

If you're currently uninsured, just pick when you'd like cover to start.

Staff & sub-contractors Enter a number to reveal the wages box

This won't put us off — placing adverse-credit and post-insolvency risks is one of our specialities. Full disclosure simply lets us approach the right insurers and avoid a policy being voided later.

4. Commercial Combined – key details Property, business interruption & liability
Risk features Security, processes and hazardous features
4. Professional Indemnity – key details Services, fees, limits and contracts
Clients & jurisdictions Who you act for and where
4. Property Owners – property schedule Give details for each building if possible
Subsidence, unoccupancy & risk features Very important for property owners
4. Contractors Combined – work profile Trade mix, turnover and labour
Height / depth / hot works Core rating factors for contractors
4. Motor Trade – operations Road risks, premises and stock
Drivers & road risks Who drives and how often
4. Pubs & Restaurants – trading details Food, drink, entertainment and late hours
Catering & safety Kitchens, fryers and security
4. Cargo / Goods in Transit – movements What you move, where and how
4. Combined Liability – exposures Employers', public & products liability
Hazardous work & products Key underwriting questions
4. Fleet – vehicles & use Who drives what, where and how
4. Management Liability – company & directors Corporate structure and financials
Claims, investigations & limits D&O, EPL and corporate legal liability
4. Offices & Surgeries – premises & cover Office/surgery contents, equipment and liability
4. Shops & Salons – trading details Stock, treatments and cash handling
4. Tradesman – work profile Smaller contracting risks
4. Declined or refused elsewhere – the detail This is our speciality — the more you tell us, the better
4. Tell us what you're looking for We'll match it to the right product
5. Anything else we should know? Optional but helpful

Don't worry if you can't complete everything. The more you provide, the less we'll need to come back to you with questions.

Referral Code Optional
By submitting this form you agree for Miller & Partner to contact you about this quotation. No cover is in place until expressly confirmed in writing.

Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG

Miller & Partner is an Authorised Representative of Gauntlet Risk Management Ltd and are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 1029698. You may check this on the Financial Services Register by visiting the FCA website, https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768 Privacy Policy