Specialist Drone Operator Insurance for UK Businesses

Protect your drone operations, pilots, equipment and liabilities with tailored insurance built for the unmanned aerial industry.

Whether you’re flying for commercial surveys, photography, inspections, mapping or delivery trials, standard business policies often don’t cover the unique risks faced by drone operators.

At Miller & Partner, we arrange specialist drone operator insurance that protects your aerial business — not generic, off-the-shelf coverage..

Why UK Drone Operators Need Specialist Insurance

Commercial drones face a wide range of unique exposures that regular business insurance doesn’t address:

Public liability if your drone damages property or injures a member of the public.

Third-party liability for damage caused while flying over land or infrastructure.

Hull / equipment damage from crashes, loss, theft or weather events.

Professional indemnity for faulty deliverables (e.g., inaccurate mapping data).

Privacy & data protection risks when capturing images or data.

Standard policies frequently exclude aviation-related risks — so you need cover designed specifically for UAV (unmanned aerial vehicle) operations.

How Our Drone Insurance Process Works

We make getting covered simple and transparent:

Step 1 — Discovery Call
We learn about your business, how you operate, what equipment you use and your flying environments.

Step 2 — Market Search & Risk Review
We approach specialist UK insurers and aviation markets on your behalf, comparing terms that match your operations.

Step 3 — Tailored Recommendations
You receive clear options with coverage explained in plain English — not just price comparisons.

Step 4 — Ongoing Support & Claims Help
We support you from policy setup to claims, renewals and mid-term adjustments as your drone business grows.

What Drone Insurance Can Include

Specialist drone operator insurance typically combines several important protections:

Public & Products Liability

Protects against claims for third-party injury and property damage caused by your drone operations.

Hull / Equipment Cover

Covers repair or replacement costs for your drones, payloads and accessories if they’re damaged, lost or stolen.

Professional Indemnity

Helps if a client alleges your aerial work (e.g., survey deliverables) is inaccurate or causes loss.

Personal Injury

Optional cover for your pilots and crew, including accidents or injury during operations.

Data & Privacy Liability

Liability for claims arising from data capture, storage or misuse of personal information when flying.

Business Interruption

Compensation for lost income if an incident grounds your operations while you recover equipment.

(You can tailor exact coverage depending on your operation size, sector and risk profile.)

Who We Cover

We arrange drone operator insurance for all kinds of UK operators, including:

Aerial photographers & videographers

Survey, mapping & inspection crews

Agricultural & crop-monitoring pilots

Delivery/drone logistics trials

Commercial operators working with utility, construction & property sectors

Freelance drone pilots & micro-businesses

Why Work With Us?

Drone sector expertise — we understand UAV risks and aviation-related exposures.

Independent, FCA-regulated broker — we search the market, not push one insurer.

Access to specialist UK insurers & Lloyd’s markets — competitive terms and broad appetite.

Clear, jargon-free advice — tailored to your business needs.

Human service backed by technology — speed and precision throughout the process.

Get Covered Today

  • Protect your drones, your operations and your reputation.
    Share a few details about your business and we’ll come back with tailored insurance options from UK insurers and specialist markets.

  • Peace of mind that you are getting the correct cover

    We will work with you to ensure all your needs are met. We can discuss the possible covers needed and whether they are right for your business.

  • Always at the lowest possible premium

    We will always search the full market with the sole aim of getting you the absolute best cover at industry low prices.

Contact details:

Miller & Partner Limited – Commercial Insurance Brokers

Telephone: 01792 001350

Email: [email protected]

Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG

Interacted with Miller and Partner on LinkedIn regarding my public liability insurance. After a brief chat about my requirements 2 deals were done at I would say better than reasonable rates. Highly recommend this company for all your insurance needs.

John Taylor
John Taylor
Company Director

Have any questions?

If you are unsure on any aspect of cover required, we can discuss this with you on the phone or even in person if local. Don't feel like you are on your own. We are with you every step of the way to ensure you get the cover you need and at the absolute lowest possible premium.

Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG

Miller & Partner is an Authorised Representative of Gauntlet Risk Management Ltd and are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 1029698. You may check this on the Financial Services Register by visiting the FCA website, https://www.fca.org.uk/register/ or by contacting the FCA on 0800 111 6768 Privacy Policy