01792 001350
Comprehensive Trade Credit Insurance Solutions for Your Business in the UK
Essential Trade Credit Insurance Tailored To Your Needs
Trading on credit is essential for growth—but it also exposes your business to risk. Late payments, insolvency, and customer default can quickly impact your cash flow and profitability. Without the right protection in place, even one bad debt can have serious consequences.
At Miller & Partner, we provide specialist Trade Credit Insurance solutions for businesses across the UK. Our policies are designed to protect your receivables, support confident trading, and help you grow securely—whether you operate domestically or internationally.
Why You Need Trade Credit Insurance for Your Business
Insolvency Protection
Covers losses if a customer becomes insolvent and is unable to pay outstanding invoices.
Protracted Default Cover
Provides protection when a customer fails to pay within an agreed timeframe, even if they haven’t formally become insolvent.
Domestic and Export Cover
Whether you trade within the UK or internationally, policies can be tailored to protect your debtor book across multiple territories.
Whole Turnover or Key Account Cover
Insure your entire ledger or focus on specific high-risk or high-value customers.
Political Risk (for Exporters)
Covers losses caused by political events, such as currency restrictions, war, or government action that prevents payment.
What Does Trade Credit Insurance Cover?
Insolvency Protection
Covers losses if a customer becomes insolvent and is unable to pay outstanding invoices.
Protracted Default Cover
Provides protection when a customer fails to pay within an agreed timeframe, even if they haven’t formally become insolvent.
Domestic and Export Cover
Whether you trade within the UK or internationally, policies can be tailored to protect your debtor book across multiple territories.
Whole Turnover or Key Account Cover
Insure your entire ledger or focus on specific high-risk or high-value customers.
Political Risk (for Exporters)
Covers losses caused by political events, such as currency restrictions, war, or government action that prevents payment.
Why Choose Us for Trade Credit Insurance?
Tailored Solutions: Every business is different. We design policies around your customer base, sector, and risk appetite.
Market Access: We work with leading UK and global insurers to secure competitive and comprehensive cover.
Expert Advice: We guide you through policy structure, limits, and claims processes with clear, practical advice.
Ongoing Support: As your business grows, we review and adapt your cover to ensure continued protection.
Claims Assistance: If the worst happens, we support you throughout the claims process to achieve the best outcome quickly.
How to Get Trade Credit Insurance
Speak to Our Team: Tell us about your business, customers, and trading terms.
Risk Assessment: We assess your exposure and identify the most suitable cover options.
Tailor Your Policy: Choose the level of protection and scope that fits your needs.
Get Covered Quickly: We arrange your policy efficiently so you can trade with confidence.
Protect Your Cash Flow, Protect Your Business
Unpaid invoices can disrupt even the most successful businesses. Trade Credit Insurance gives you the security to trade confidently, knowing your revenue is protected against unexpected losses.
Let us help you safeguard your business while you focus on growth.
Real World Example
A wholesaler approached Miller & Partner Limited after a key customer entered insolvency, leaving a substantial unpaid invoice and threatening cash flow. We immediately engaged insurers under their Trade Credit policy, submitting the claim with full supporting documentation and debtor history. By ensuring the process was handled efficiently, the claim was validated and a significant portion of the debt was recovered. The client avoided a major financial hit and was able to continue trading with confidence.
My Expertise in This Field
At Miller & Partner Limited, we specialise in arranging tailored trade credit insurance to protect businesses against the risk of non-payment. We understand the challenges of offering credit terms, from customer insolvency to protracted default and cash flow disruption. Our expertise ensures robust protection is in place, including cover for domestic and export receivables alongside credit risk management support. With a proactive, advisory approach, we help safeguard your revenue and give you the confidence to trade and grow.
Frequently Asked Questions
Trade credit insurance protects your business against losses caused by customers failing to pay invoices due to insolvency or prolonged default.
Yes—especially for businesses that rely on invoicing. It protects cash flow, reduces financial risk, and supports business growth.
Yes, policies can be tailored to cover your full debtor book or selected key accounts depending on your business needs.
Yes, export credit insurance can include protection against both commercial and political risks when trading overseas.
John sorted me out for the insurance I needed for my company and provided an excellent service. I can highly recommend Miller & Partner and will be using them again for all my commercial insurance requirements.
I can recommend Miller and Partner. They were prompt, efficient and responsive to my needs.
Very grateful for John’s assistance in finding a suitable policy for our needs, and being helpful and prompt in his advice. Highly recommended!
Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG
Call 01792 001350
Email: [email protected]
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