FCA Authorised - Firm Ref 1029698

5* rated broker on Google

13+ years specialist broking

Insights & Articles Shops

Running a shop in the UK means juggling stock, staff, customers, and constant day-to-day risks. From theft and accidental damage to customer injury claims and business interruption, even a small incident can have a serious financial impact if you’re not properly protected.

In this section, we cover everything shop owners need to know about insurance in 2026.

Whether you run a high street retail store, boutique, convenience shop, salon, or specialist outlet, you’ll find clear, practical guidance on the cover you actually need — including public liability, employers’ liability, stock insurance, and protection against loss of income.

No jargon, no fluff — just straightforward advice to help you protect your shop, stay compliant, and keep trading with confidence.

Pet Shop Insurance UK | Livestock, Aquatics & Animal Liability Cover | Miller & Partner

Specialist pet shop insurance covering live animals as stock, livestock mortality, aquatics water damage and animal-related liability — the gaps standard shop policies leave. Get a quote. ...more

Shops

June 01, 2026undefined

Pet Shop Insurance UK | Livestock, Aquatics & Animal Liability Cover | Miller & Partner

CBD Shop Insurance UK | Product Liability for CBD Retailers | Miller & Partner

Declined or excluded for CBD insurance? We place CBD shops and retailers via specialist and Lloyd's markets — including the product liability mainstream insurers refuse. Get a quote. ...more

Shops

June 01, 2026undefined

CBD Shop Insurance UK | Product Liability for CBD Retailers | Miller & Partner

Phone & Device Repair Shop Insurance UK | Customer Goods & Battery Cover | Miller & Partner

Specialist insurance for UK phone and device repair shops. Cover for customers' devices in your care, lithium-battery risk, faulty-repair liability and stock — the gaps standard shop policies miss. Ge... ...more

Shops

June 01, 2026undefined

Phone & Device Repair Shop Insurance UK | Customer Goods & Battery Cover | Miller & Partner

Pawnbroker & Second-Hand Shop Insurance UK | Specialist Guide

Specialist insurance for UK pawnbrokers & second-hand goods shops. Pledged goods cover, stolen-goods risk and FCA & Consumer Credit Act rules explained. ...more

Shops

May 31, 2026undefined

Pawnbroker & Second-Hand Shop Insurance UK | Specialist Guide

Vintage Store Insurance UK: Complete Guide 2026

Comprehensive guide to vintage store insurance UK. Discover essential coverage, costs, and specialist policies for protecting your unique inventory. ...more

Shops

April 29, 2026undefined

Vintage Store Insurance UK: Complete Guide 2026

Vape Shop Insurance Specialists: Essential Covers for 2026

Essential insurance for UK vape shops in 2026. The e-liquid product liability gap, misclassification risk, single-use vape ban implications, Vaping Products Duty, TPD compliance, and how to get cover ... ...more

Shops

January 14, 2026undefined

Vape Shop Insurance Specialists: Essential Covers for 2026

Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG

Miller & Partner is an Authorised Representative of Gauntlet Risk Management Ltd and are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 1029698. You may check this on the Financial Services Register by visiting the FCA website, https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768 Privacy Policy