Terms of Service

1 About Us

Miller & Partner Limited is a UK-based commercial insurance brokerage. Registered in England & Wales.

Email: [email protected]

2 Use of the Website

You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use.

You must not:

• Interfere with or disrupt the Website or servers.
• Attempt to gain unauthorised access to the Website or related systems.
• Use the Website to transmit harmful or malicious code.

We may suspend or terminate access to the Website at any time if these Terms are violated.

3 Insurance Advice Disclaimer

The content on our Website is provided for general information only and does not constitute formal insurance or financial advice.

Any insurance coverage discussed on the Website is subject to:

• Underwriting criteria
• Policy terms, conditions and exclusions
• Availability
• Market changes

You should contact us directly for personalised advice and quotes.

4 Accuracy of Information

We make reasonable efforts to ensure information on the Website is accurate, but we do not guarantee:

• Completeness
• Reliability
• Accuracy
• Suitability

We are not liable for any loss or damage resulting from reliance on Website content.

5 Quotes, Applications & Forms

Any quote forms, enquiry forms or referral forms submitted on the Website:

• Do not constitute an offer of insurance
• Are subject to validation and underwriting
• May require additional information

We reserve the right to refuse or decline any request.

6 Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for:

• Their content
• Their privacy practices
• Any losses that arise from using them

Use them at your own risk.

7 Intellectual Property

All content on the Website—including text, graphics, images, logos, branding and layout—is owned by Miller & Partner Limited or licensed to us.

You may:

• View, download and print content for personal or informational use.

You may not:

• Republish, reproduce or distribute any content without our written permission.

8 Data Protection & Privacy

We collect and process personal data in accordance with UK GDPR and the Data Protection Act 2018.

Please read our Privacy Policy for full details.

9 Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

• Loss of profits
• Loss of business
• Loss of data
• Indirect or consequential losses
• Any damages arising from use of the Website

Nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, or any liability that cannot be excluded under UK law.

10 Availability of the Website

We aim to keep the Website available at all times, but we do not guarantee:

• Uninterrupted service
• Error-free operation
• Freedom from viruses or harmful code

We may temporarily suspend the Website for maintenance or updates.

11 Changes to These Terms

We may update these Terms from time to time. The latest version will always be posted on this page with an updated "Last Updated" date.

12 Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.