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13+ years specialist broking

Insights and Articles Property

Property ownership and management comes with opportunity — but also significant risk. From tenant disputes and property damage to loss of rental income and liability claims, landlords and property investors face a wide range of exposures that standard insurance often doesn’t fully cover.

In this section, we break down everything you need to know about property insurance in the UK for 2026. Whether you own a single buy-to-let, manage a portfolio, or operate short-term and holiday lets, you’ll find practical guidance on buildings insurance, landlord liability, rent guarantee cover, and specialist policies tailored to modern property risks.

Clear, straight-talking advice designed to help you protect your assets, maintain cash flow, and avoid costly gaps — so you can focus on growing your property portfolio with confidence.

Check out our product page for commercial property.

New-Build (Post-2009) Flood Insurance

Why Flood Re excludes buildings built after 1 Jan 2009, and how modern flood-resilient construction helps secure specialist cover for new premises. ...more

Property

June 08, 2026undefined

 New-Build (Post-2009) Flood Insurance

Landlord/let — Landlord & Let Property Flood Insurance

How landlords and portfolios at flood risk get cover via specialist property owners' markets, including loss of rent. ...more

Property

June 08, 2026undefined

Landlord/let — Landlord & Let Property Flood Insurance

Flood Business Interruption Insurance | UK Broker

Flood downtime often costs more than the damage. Setting the indemnity period and sum insured so flood business interruption cover actually responds. ...more

Property

June 08, 2026undefined

Flood Business Interruption Insurance | UK Broker

Flood Zone 3 Commercial Property Insurance

In Environment Agency Flood Zone 3? How specialist underwriters cover commercial property the standard market declines - pricing the building not the zone. ...more

Property

June 08, 2026undefined

Flood Zone 3 Commercial Property Insurance

Parametric Flood Insurance for UK Businesses

How parametric flood insurance pays an agreed sum in days on a measured trigger, where it fits alongside normal cover, and how to manage basis risk. ...more

Property

June 08, 2026undefined

Parametric Flood Insurance for UK Businesses

Unoccupied Property Insurance UK 2026: Complete Guide

UK unoccupied property insurance 2026 — definitive guide covering 30-day unoccupancy clauses, probate cover, void periods, inspection conditions, and premium benchmarks. ...more

Property

May 22, 2026undefined

Unoccupied Property Insurance UK 2026: Complete Guide

Commercial Property Insurance Cover: The UK Underinsurance Guide 2026

70-75% of UK commercial properties are underinsured. Definitive 2026 guide to Average Clause, declared value, Day One Uplift & reinstatement cost mechanics. ...more

Property

February 12, 2026undefined

Commercial Property Insurance Cover: The UK Underinsurance Guide 2026

Landlord Building Insurance Renewal Help: The 2026 Guide

Get expert landlord building insurance renewal help for 2026. Discover key changes, compare quotes, avoid pitfalls, and secure the best cover for your property. ...more

Property

December 09, 2025undefined

Landlord Building Insurance Renewal Help: The 2026 Guide

Block of Flats Insurance Specialist UK: The Essential 2026 Guide

Discover the 2026 guide from a leading block of flats insurance specialist UK covering expert advice, essential steps, and key tips to secure comprehensive cover. ...more

Property

December 08, 2025undefined

Block of Flats Insurance Specialist UK: The Essential 2026 Guide

Airbnb Insurance UK 2026 | Short Let & Host Cover Guide

Specialist UK Airbnb and short-let insurance — building, contents, public liability, loss of rent, and host-protection cover. Tailored quote, FCA broker. ...more

Property

November 12, 2025undefined

Airbnb Insurance UK 2026 | Short Let & Host Cover Guide

Commercial Property Insurance UK Guide 2026: Essential Insights

A comprehensive guide to commercial property insurance in the UK for 2026. Covers what is insured, who needs it, underinsurance risks, the average clause, Building Safety Act obligations, flood risk, ... ...more

Property

November 11, 2025undefined

Commercial Property Insurance UK Guide 2026: Essential Insights

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Miller & Partner is an Authorised Representative of Gauntlet Risk Management Ltd and are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 1029698. You may check this on the Financial Services Register by visiting the FCA website, https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768 Privacy Policy