Large HMO insurance UK 2026: why insurers decline, licensing as an insurability gate, occupancy warranties, malicious damage and loss of rent explained. ...more
Property
July 28, 2026

Buildings insurance won't pay to treat knotweed. What actually helps: legal expenses, liability, the insurance-backed guarantee, plus neighbour claims and TA6 disclosure. ...more
Property
July 22, 2026

PRC or non-standard construction and refused cover? Airey, Cornish, Wates, BISF. Why insurers decline, what the PRC Certificate unlocks, and how a UK specialist places it. ...more
Property
July 20, 2026

Thatched roof and refused cover? Why insurers decline thatch, the fire-safety measures that cut your premium, and how a UK specialist places thatch. Chimney, flue, disclosure. ...more
Property
July 20, 2026

Listed building costs 2-3x more to rebuild than market value. How UK owners and landlords insure Grade I, II* & II property without the underinsurance trap. ...more
Property
July 20, 2026

Let or commercial property with a subsidence history or underpinning? How UK landlords, freeholders and portfolio owners place cover after a claim. ...more
Property
July 20, 2026

Property with RAAC and can't get cover? How UK landlords insure concrete-cancer buildings when insurers decline — the structural report that unlocks it, disclosure, costs. ...more
Property
July 20, 2026

Property with spray foam insulation and can't get cover? How UK landlords insure foamed roofs when insurers decline — disclosure, PCA reports, specialist placement. ...more
Property
July 20, 2026

Specialist buildings insurance for UK blocks with combustible cladding or an EWS1 B2 rating — for freeholders, RMCs & managing agents refused cover. ...more
Property ,Adverse Risk
June 28, 2026

Why Flood Re excludes buildings built after 1 Jan 2009, and how modern flood-resilient construction helps secure specialist cover for new premises. ...more
Property
June 08, 2026

How landlords and portfolios at flood risk get cover via specialist property owners' markets, including loss of rent. ...more
Property
June 08, 2026

Flood downtime often costs more than the damage. Setting the indemnity period and sum insured so flood business interruption cover actually responds. ...more
Property
June 08, 2026

In Environment Agency Flood Zone 3? How specialist underwriters cover commercial property the standard market declines - pricing the building not the zone. ...more
Property
June 08, 2026

How parametric flood insurance pays an agreed sum in days on a measured trigger, where it fits alongside normal cover, and how to manage basis risk. ...more
Property
June 08, 2026

UK unoccupied property insurance 2026 — definitive guide covering 30-day unoccupancy clauses, probate cover, void periods, inspection conditions, and premium benchmarks. ...more
Property
May 22, 2026

70-75% of UK commercial properties are underinsured. Definitive 2026 guide to Average Clause, declared value, Day One Uplift & reinstatement cost mechanics. ...more
Property
February 12, 2026

Struggling with a landlord building insurance renewal? Specialist broker help for rising premiums, refused cover and non-standard property. Get a quote. ...more
Property
December 09, 2025

Discover the 2026 guide from a leading block of flats insurance specialist UK covering expert advice, essential steps, and key tips to secure comprehensive cover. ...more
Property
December 08, 2025

Specialist UK Airbnb and short-let insurance — building, contents, public liability, loss of rent, and host-protection cover. Tailored quote, FCA broker. ...more
Property
November 12, 2025

How much is commercial property insurance in the UK? Typical cost ranges by property type, what drives your premium, how to reduce it, and the underinsurance trap that quietly cuts every claim. ...more
Property
November 11, 2025

Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG
Call 01792 001350
Email: [email protected]
