Insights and Articles Waste and Recycling

Running a waste or recycling operation means managing risk every single day — heavy plant, constant vehicle movements, combustible material, and waste streams increasingly contaminated with lithium-ion batteries. A single site fire can burn for days, trigger Environment Agency enforcement, and produce losses running into the millions. It's why most mainstream insurers have withdrawn from the sector entirely — and why operators so often find themselves non-renewed, restricted, or refused cover altogether.

At Miller & Partner Limited, we specialise in arranging insurance for exactly these hard-to-place risks. With direct access to the Lloyd's Market and the specialist facilities still writing waste business, we place cover for transfer stations, recycling plants, skip hire operators, scrap metal dealers and waste carriers across the UK — including businesses the standard market has declined. We understand what waste underwriters need to see, from Fire Prevention Plan compliance to battery quarantine protocols, and we structure your cover so that property, liability, environmental and business interruption sections work together when it matters.

What You'll Find on This Page

This category page brings together all of our waste and recycling insurance content in one place. It's designed to help site operators, hauliers and yard owners understand their exposures and secure cover in one of the UK's hardest insurance markets.

Here, you'll find articles covering:

Waste transfer station and recycling facility insurance

Fire risk, lithium-ion battery contamination and Environment Agency Fire Prevention Plans

Environmental impairment liability and pollution cover

Employers' and public liability for high-risk waste operations

Business interruption and plant cover for permitted sites

Insurance for skip hire, scrap metal, ELV and waste carrier businesses

What to do if your waste business has been refused cover or non-renewed