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Insights & Articles Construction

Construction projects involve a wide range of risks, from on-site damage and liability claims to delays, insolvency, and increasingly complex contractual obligations. This section brings together expert insights on construction insurance in the UK, covering key policies such as contractors’ all risks, delay in start up, and specialist covers for complex projects.

Whether you’re a developer, main contractor, or involved in large-scale builds, these guides are designed to help you understand your exposures and make informed decisions.

For a complete overview of cover options, see our Construction Insurance UK guide.

Timber Frame Construction Insurance UK | Specialist Cover

Timber frame construction insurance for contractors and developers: contract works, site fire safety conditions, liability limits and declined projects. ...more

Construction

October 24, 2026

Timber Frame Construction Insurance UK | Specialist Cover

Cladding Remediation Contractor Insurance UK 2026

Every activity you do sits inside the external wall exclusion. Fire during works, D&C PI, BSF/CSS/developer warranties, PAS 9980, the end-2029 deadlines and 15-year run-off — for remediation contracto... ...more

Construction

September 28, 2026

Cladding Remediation Contractor Insurance UK 2026

Fire Door Installer and Inspector Insurance UK 2026

A certified leaf is not a certified door. Efficacy exclusion, inspection reports as PI, regulation 10 checks, Q-Mark/FIRAS/FDIS scope and the 15-year tail — explained for fire door businesses. ...more

Construction

September 28, 2026

Fire Door Installer and Inspector Insurance UK 2026

Passive Fire Protection Contractor Insurance UK 2026

Fire-stopping, coatings and cavity barriers: why the efficacy exclusion removes your only real claim, when an installer becomes a designer, FIRAS/IFC, BSA liability and run-off. ...more

Construction

September 28, 2026

Passive Fire Protection Contractor Insurance UK 2026

On-Track Plant Insurance UK | Road-Rail Vehicle Cover

On-track plant insurance UK: why plant policies stop at the rail head, RRV agreed values, on and off-tracking risk, encroachment and hired-in plant. ...more

Construction

August 31, 2026

On-Track Plant Insurance UK | Road-Rail Vehicle Cover

RISQS Insurance Requirements UK | Evidence & Compliance

RISQS insurance requirements explained: what evidence to upload, matching RICCL codes to your policy, expiry, buyer invisibility and audit protocols. ...more

Construction

August 31, 2026

RISQS Insurance Requirements UK | Evidence & Compliance

Rail Contractor Insurance UK | RISQS & Network Rail Cover

Rail contractor insurance UK: the railway exclusion, RISQS evidence, Network Rail joint-insured limits, possession overrun and delay costs explained. ...more

Construction

August 31, 2026

Rail Contractor Insurance UK | RISQS & Network Rail Cover

Roofing Contractor Insurance UK: Hot Works, Height & Asbestos

Roofing contractor insurance UK: the RC7 hot works warranty, height limits that void cover, asbestos exposure and placement for refused roofers. ...more

Construction

August 25, 2026

Roofing Contractor Insurance UK: Hot Works, Height & Asbestos

Commercial Diving Insurance UK | Specialist Diver Cover

Commercial diving insurance UK: specialist liability, decompression illness and plant cover for diving contractors that standard policies exclude by name. ...more

Construction

July 17, 2026

Commercial Diving Insurance UK | Specialist Diver Cover

Asbestos Removal Contractor Insurance UK | Specialist

Asbestos removal contractor insurance UK — specialist cover for long-tail disease liability, HSE licensing, asbestos-endorsed PL and environmental. ...more

Construction

July 08, 2026

Asbestos Removal Contractor Insurance UK | Specialist

Scaffolding Insurance UK | Specialist Broker

Scaffolding insurance UK — specialist cover for one of construction's hardest trades. Collapse & falling-object liability, height, scaffold design PI. ...more

Construction

July 04, 2026

Scaffolding Insurance UK | Specialist Broker

Spray Foam Removal Insurance UK | Specialist Broker

Spray foam removal insurance UK — specialist cover for a hard-to-place trade. Professional indemnity on certification, public liability, isocyanate risk. ...more

Construction

July 04, 2026

Spray Foam Removal Insurance UK | Specialist Broker

Eco Builder Insurance UK: Complete 2026 Guide

Specialist insurance for UK eco builders in 2026. ECO4 and PAS 2030 compliance, performance gap liability, Retrofit Coordinator PI exposure, natural materials risk, Passivhaus construction, Future Hom... ...more

Construction

May 05, 2026

Eco Builder Insurance UK: Complete 2026 Guide

Modular Construction Insurance UK Specialist Broker: Our Complete Guide 2026

Comprehensive guide to modular construction insurance in the UK. Discover coverage types, risks, and how to protect your modular building projects. ...more

Construction

April 28, 2026

Modular Construction Insurance UK Specialist Broker: Our Complete Guide 2026

Construction Cyber Insurance UK (Protecting Modern Construction Projects)

Construction cyber insurance UK explained. Protect your projects from ransomware, data breaches and costly delays caused by cyber attacks. ...more

Construction

April 17, 2026

Construction Cyber Insurance UK (Protecting Modern Construction Projects)

Construction Insurance Claims Examples (UK Case Studies)

Real construction insurance claims examples in the UK. Learn how CAR, DSU and other policies respond to fires, delays, theft and defects. ...more

Construction

April 17, 2026

Construction Insurance Claims Examples (UK Case Studies)

Delay in Start-Up Insurance UK: DSU Cover for Projects

DSU insurance covers lost revenue and debt costs when fire, flood or site damage delays your project's completion. Specialist UK broker — get a quote. ...more

Construction

April 17, 2026

Delay in Start-Up Insurance UK: DSU Cover for Projects

Contractors All Risks Insurance UK (CAR Insurance Explained)

Look into Contractors all Risk Insurance UK for insights into the various covers and requirements when looking for this cover. ...more

Contractors ,Construction

April 17, 2026

Contractors All Risks Insurance UK (CAR Insurance Explained)

Complex Construction Insurance UK: CAR, OCIP & Project Cover

Insurance for complex construction projects: contractors all risks, OCIP and project-specific cover, and closing the underinsurance gap. Get a quote. ...more

Construction

January 06, 2026

Complex Construction Insurance UK: CAR, OCIP & Project Cover

Office: Vivian House, Roman Bridge Close, Mumbles, Swansea, SA3 5BG

Miller & Partner Ltd is an Appointed Representative of Gauntlet Risk Management Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 308081). Miller & Partner Ltd is entered on the Financial Services Register under firm reference number 1029698. You may check this on the Financial Services Register by visiting the FCA website at https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768. Miller & Partner Ltd is registered in England & Wales, company number 16206282. Registered office: 20 Vivian House, Roman Bridge Close, Swansea, SA3 5BG.